But which card should you get based on your spending habits? Let's dig a little deeper into who might be better suited for each card. Other benefits = Secondary car rental loss and damage insurance, Global Assist Hotline, ShopRunner 2-day shipping, Entertainment accessĪs you can see, there is quite a bit of similarity between the two cards.Intro APR = 0% APR on new purchases for 15 months (13.99% - 23.99% variable APR after intro period ends).department stores, 1% cash back on everything else (Terms apply) supermarkets (up to $6,000 per year in purchases then 1%), 2% cash back at U.S. Welcome offer = Up to $300 cash back (terms apply) in the form of a statement credit: $100 back after spending $1,000 in the first three months, plus earn up to 20% back on Amazon purchases within the first 6 months, up to $200 back (keep in mind you may be targeted for a different offer through Amex).